Securitize Corp. (NYSE: SECZ), the leading platform for tokenized assets, announced that Securitize acquired River One under a definitive agreement. The company will buy River Credit Labs Inc. (“River One”), an institutional asset-backed financing platform. River One builds technology that connects stablecoin capital with traditional lending markets.
Upon closing, the deal will add a new financing layer to Securitize’s platform. As a result, the company will move beyond issuing and servicing tokenized assets. It will also offer asset-backed lending. Together, Securitize’s tokenization infrastructure and River One’s warehouse financing technology will let institutions bring financial assets onchain. Moreover, those institutions can access financing against those assets through one integrated platform.
“Asset-backed financing is a critical part of the financial system, but the infrastructure supporting it has significant room for innovation,” said Braham Mehta, Co-Founder and CEO of River One. “We built River One to bring modern AI and blockchain technology and new sources of capital to institutional lending while maintaining the credit discipline and protections these markets require. Joining Securitize gives us the opportunity to bring this approach to a much larger market.”
Securitize Targets the $6 Trillion Asset-Backed Finance Market
The transaction positions Securitize to enter the $6 trillion global private asset-backed finance market. In this market, banks, private credit funds and specialty lenders provide capital to businesses. Portfolios of income-generating assets back those loans. River One focuses on institutional-quality financing for creditworthy borrowers. Specifically, it combines rigorous AI-based underwriting with flexible financing structures and access to new sources of capital.
Timing is of essence. Accordingly, the worldwide stablecoin sector is valued at around $321 billion. Therefore, it has opened new avenues for digital capital to flow into the real economy. Concurrently, there is an upward trend in demand for asset-backed financing. According to KKR, the value of the global market for private asset-backed financing is expected to increase from $6 trillion to $9.2 trillion by 2029.
“Credit is one of the most exciting emerging asset classes for blockchain-based financial markets, and acquiring River One represents an important step in expanding our business into this space,” said Carlos Domingo, Chairman and CEO of Securitize. “River One brings a talented team, deep expertise in asset-backed financing and blockchain technology that will allow us to participate in asset origination and lending markets. This opens up a significant new addressable market for Securitize, with opportunities for higher-value services, additional revenue streams and greater monetization across our platform.”
How River One’s Warehouse Financing Platform Works
Framework Ventures incubated River One. Both Framework Ventures and Maple Finance back the company with investment. Founded in New York in 2025, River One specializes in warehouse financing. Portfolios of income-generating assets, including small business loans, receivables and other collateral, secure these facilities. In short, warehouse facilities give lenders and other loan originators capital to fund loans as they originate them.
The platform brings AI powered origination and structuring, facility setup, borrowing-base reporting, collateral monitoring and funding operations into a single system. Therefore, lenders and borrowers share a real-time view of their financing positions. The technology also aims to streamline the management of warehouse credit facilities. In addition, it combines traditional underwriting and legal protections with blockchain-based financial infrastructure.
River One is now also building relationships with capital providers in the stablecoin ecosystem. These suppliers will support the funding of high-quality income-producing assets. The model preserves traditional credit underwriting standards and legal protections. These include special purpose vehicles that are bankruptcy-remote, collateral requirements and ongoing monitoring of the portfolio. Meanwhile, blockchain technology improves the efficiency of financing.
Over time, the acquisition should broaden Securitize’s addressable market and add more revenue sources from institutional funding transactions. The deal ultimately merges River One’s credit technology with Securitize’s existing tokenization platform.
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News Source: PRNewswire.com
